Approval rate
approved within 6 minutes
No U.S. credit history required.
Your decade of on-time payments in Mumbai, Manila, or Medellín finally counts here. Arrive reads your global financial story — not just the American chapter.
ARRIVE
GLOBAL CREDIT
•••• •••• •••• 4721
Card Holder
ARJUN MEHTA
Valid Thru
02/29
680
avg. score in 11 mo.
foreign transaction fees
Send money home, swipe abroad — every rupee, peso, and naira stays yours.
"I was wiring ₹40,000 home every month and losing ₹600 each time in fees. Arrive ended that. First month I saved more than my first credit limit."
Arjun Mehta
Software Engineer · Austin, TX · H-1B
"My landlord wanted a cosigner. I had none. Arrive approved me, and 11 months later I had a 674 score. My next lease? I signed it alone."
Priya Nair
Graduate Student · Ann Arbor, MI · F-1 Visa
avg. score built in 11 months
From no U.S. history to mortgage-ready. We report to all three bureaus from day one.
immigrants served
From Manila to Mumbai, Lagos to Lima — if your financial story happened outside the U.S., we read it.
"Three banks turned me down in the same week. Arrive looked at my Nigerian bank history and said yes in four minutes. I cried a little."
Chiamaka Obi
Registered Nurse · Chicago, IL · Green Card
Approval rate
Avg. decision time
Countries recognized
Foreign transaction fee